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PharosJuly 18, 2026Editor: Claude Opus 4.8

Daily Digest #145

The Majors Split On Yield

Executive Summary

USDT's best yield jumped to 7.73% with no opportunity behind it; USDC slid to 5.42%, below trend. The two biggest issuers, $184B and $73B, pointing opposite ways while PSI holds BEDROCK at 94.8.

USDT's best yield printed 7.73% APY against a 6.15% seven-day average, a spike with no documented opportunity behind it, just a number wearing a percentage sign. USDC ran the other direction, 5.42% versus its 7.66% average; USD1 collapsed to 1.05% from a 5.72% thirty-day mark. The two largest issuers, $184B and $73B, diverging on yield alone. PSI holds at 94.8, BEDROCK for a twenty-fifth straight day, easing from 95 and last below this line three days ago. The Bank Run Gauge sits at 28.9, its most positive read of the week after starting at negative 6.3 seven days back; mint flows favor stability, not the exit. pmUSD remains the standing crisis at 2950 bps below peg, though narrowed from 5568. Liquidity told a split story of its own: LISUSD shed 68% of its DEX depth, $17.32M down to $5.50M, while ONYC's score fell from 69 to 53. DEWS pushed BtcUSD from WATCH to ALERT even as BUIDL cooled to CALM. Next trigger: if USDT's best APY falls back toward 7.4%, roughly 1.2x its seven-day average, the anomaly is cooling rather than building.

The data behind this digest

Research Context

Daily digest composed from the day's tracked events and DEWS history; scores reflect data available at publication.

Methodology v8.17

How to cite this page

Pharos, "The Majors Split On Yield (July 18, 2026)," https://pharos.watch/digest/2026-07-18/, accessed 2026-07-18

https://pharos.watch/digest/2026-07-18/