---
title: "ChinaAMC USD Digital Money Market Fund Class I USD (CUMIU) Stablecoin Analytics"
canonical: "https://pharos.watch/stablecoin/cumiu-chinaamc/"
description: "Build-time stablecoin profile for ChinaAMC USD Digital Money Market Fund Class I USD (CUMIU). Live price, supply, peg, liquidity, and flow data are served by the Pharos API."
dateModified: "2026-10-02"
---



# ChinaAMC USD Digital Money Market Fund Class I USD (CUMIU)

**Peg:** US Dollar

**Backing:** Real-World Asset Backed

**Governance:** Centralized (CeFi)

**Status:** active

## Overview

CUMIU represents accumulating Class I USD shares in ChinaAMC’s tokenized money-market fund, with daily NAV redemption through eligible distributors. Its portfolio combines bank deposits and investment-grade money-market instruments, so the Treasury-fund classification does not imply Treasury-only backing. Standard Chartered entities administer the fund and token custody, while the official ownership register and investor settlement remain off-chain. Retrieved KPMG financial statements supply annual independent assurance; more recent interim accounts and NAV figures are issuer publications. The default administrator can mint, set NAV, freeze transfers and replace the token implementation without an on-chain delay. Holders depend on the distributor redemption channel rather than a peer-to-peer or intraday secondary market.

## Collateral

USD short-term bank deposits and investment-grade money-market instruments; the fund may hold government and financial-institution debt and limited hedges.

## Peg Mechanism

One CUMIU token represents one accumulating Class I USD fund share. Daily NAV subscriptions and redemptions run through eligible distributors; the official shareholder register and cash settlement remain off-chain. No peer-to-peer or secondary trading is permitted.

## Jurisdiction

| Country | Regulator | License |
| --- | --- | --- |
| Hong Kong | Securities and Futures Commission | Section 104 SFO authorized collective investment scheme; Hong Kong public open-ended fund company |

## Contracts

| Chain | Address | Decimals |
| --- | --- | --- |
| ethereum | `0x85d38585c3ac08268f598282a84b7c0ddfc0d04f` | 18 |

## Live Data

Real-time price, supply, peg score, liquidity, and flow data live at https://api.pharos.watch/api/stablecoin/cumiu-chinaamc.