---
title: "Quantoz PLNQ (PLNQ) Stablecoin Analytics"
canonical: "https://pharos.watch/stablecoin/plnq-quantoz/"
description: "Build-time stablecoin profile for Quantoz PLNQ (PLNQ)."
dateModified: "2026-10-02"
---



# Quantoz PLNQ (PLNQ)

**Peg:** Polish Zloty

**Backing:** Real-World Asset Backed

**Governance:** Centralized (CeFi)

**Status:** pre-launch

## Overview

Quantoz Payments has deployed PLNQ on Ethereum, but its published token roster says no PLNQ is circulating and no reserve exists yet. A pinned Ethereum read confirms six decimals and zero total supply, while the exact-contract price endpoint returns no quote. The whitepaper proposes 1:1 Polish złoty reserves safeguarded through Stichting Quantoz and par redemption for eligible registered holders after compliance checks. Polygon, Algorand, XRP Ledger and Xahau remain planned networks without verified production identities. Deployment and MiCA issuer registration do not establish an executable market or an operating holder exit.

## Collateral

Planned 1:1 PLN reserve backing through Stichting Quantoz, separately from Quantoz Payments assets: at least 30% deposits with credit institutions, with the remainder in eligible low-risk, highly liquid PLN instruments. The issuer currently states PLNQ has no circulation and no reserve. No PLNQ-specific independent reconciliation was retrieved.

## Peg Mechanism

Quantoz Payments B.V. describes par redemption after KYC/AML and bank verification. Whitepaper D.1 rejects requests of PLN 1 or less and gives processing bands of 1 business day below PLN 1 million, 3 for PLN 1 to 10 million, 5 for PLN 10 to 100 million and 20 above PLN 100 million. Registered holders must give no advance notice below PLN 1 million, 2 business days for PLN 1 to 10 million and 5 above PLN 10 million. Separately, the issuer commits to dispatch PLN within two business days after token receipt; the summary gives two business days to acknowledge a compliant request. Non-registered holders can use partners or an issuer redemption form with enhanced due diligence; the summary directs non-EEA residents to partners. A per-person daily request cap is numerically undisclosed; stress terms permit temporary limits or suspension. The referenced quantoz.com/fees page returned 404 on 3 October 2026. Par is a contractual claim, not a market quote.

## Jurisdiction

| Country | Regulator | License |
| --- | --- | --- |
| Netherlands | De Nederlandsche Bank (DNB) | Electronic Money Institution |

## Contracts

| Chain | Address | Decimals |
| --- | --- | --- |
| ethereum | `0x00b81d7b21955837890d9346e4978b6b43762b3a` | 6 |

## Live Data

This is a pre-launch stablecoin profile. Live API data is not available until launch.