---
title: "Staked USDai (sUSDai) Stablecoin Analytics"
canonical: "https://pharos.watch/stablecoin/susdai-usd-ai/"
description: "Build-time stablecoin profile for Staked USDai (sUSDai). Live price, supply, peg, liquidity, and flow data are served by the Pharos API."
dateModified: "2026-05-18"
---



# Staked USDai (sUSDai)

**Peg:** US Dollar

**Backing:** Real-World Asset Backed

**Governance:** CeFi-Dependent

**Status:** active

## Overview

sUSDai is the yield-bearing staked version of USDai. The current proof-of-reserves API shows a majority liquid PYUSD sleeve and a material GPU-backed loan sleeve, so the token behaves like a NAV-style credit product rather than a plain payments stablecoin.

## Collateral

Yield-bearing USD.AI position backed by a mixed reserve stack that currently pairs a large PYUSD liquid sleeve with GPU-backed infrastructure loans financing AI compute; current issuer materials describe value-warranty coverage on new GPU loans

## Peg Mechanism

Stake USDai to receive sUSDai; the token appreciates versus USDai as yield accrues, while unstaking enters the protocol's queued withdrawal flow with fixed 30-day processing windows and a limited instant-liquidity buffer

## Jurisdiction

| Country | Regulator | License |
| --- | --- | --- |
| Cayman Islands | N/A | N/A |

## Contracts

| Chain | Address | Decimals |
| --- | --- | --- |
| ethereum | `0x0b2b2b2076d95dda7817e785989fe353fe955ef9` | 18 |
| arbitrum | `0x0b2b2b2076d95dda7817e785989fe353fe955ef9` | 18 |
| base | `0x0b2b2b2076d95dda7817e785989fe353fe955ef9` | 18 |
| plasma | `0x0b2b2b2076d95dda7817e785989fe353fe955ef9` | 18 |

## Live Data

Real-time price, supply, peg score, liquidity, and flow data live at https://api.pharos.watch/api/stablecoin/susdai-usd-ai.