---
title: "USD.AI (USDai) Stablecoin Analytics"
canonical: "https://pharos.watch/stablecoin/usdai-usd-ai/"
description: "Build-time stablecoin profile for USD.AI (USDai). Live price, supply, peg, liquidity, and flow data are served by the Pharos API."
dateModified: "2026-05-18"
---



# USD.AI (USDai)

**Peg:** US Dollar

**Backing:** Real-World Asset Backed

**Governance:** CeFi-Dependent

**Status:** active

## Overview

USDai is the liquid, non-yielding side of USD.AI: a fully backed synthetic dollar minted from USDC or USDT and redeemable for supported stablecoins. The GPU-credit yield exposure belongs to sUSDai, not base USDai holders.

## Collateral

USDai is minted 1:1 from USDC or USDT and backed by stablecoin reserves; it is the non-yielding base token separate from staked sUSDai.

## Peg Mechanism

Users mint USDai 1:1 with supported stablecoins and can redeem USDai for supported stablecoins without a withdrawal queue; staking into sUSDai is optional.

## Jurisdiction

| Country | Regulator | License |
| --- | --- | --- |
| Cayman Islands | N/A | N/A |

## Contracts

| Chain | Address | Decimals |
| --- | --- | --- |
| ethereum | `0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef` | 18 |
| arbitrum | `0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef` | 18 |
| base | `0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef` | 18 |
| plasma | `0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef` | 18 |

## Live Data

Real-time price, supply, peg score, liquidity, and flow data live at https://api.pharos.watch/api/stablecoin/usdai-usd-ai.