---
title: "Quantoz USDQ (USDQ) Stablecoin Analytics"
canonical: "https://pharos.watch/stablecoin/usdq-quantoz/"
description: "Build-time stablecoin profile for Quantoz USDQ (USDQ). Live price, supply, peg, liquidity, and flow data are served by the Pharos API."
dateModified: "2026-05-15"
---



# Quantoz USDQ (USDQ)

**Peg:** US Dollar

**Backing:** Real-World Asset Backed

**Governance:** Centralized (CeFi)

**Status:** active

## Overview

Quantoz's USDQ is DNB-supervised under MiCAR at 102% overcollateralization with EU/US sovereign bonds and Tier-1 bank deposits — perfect peg score, modest distribution. Quantoz's USDQ holds the distinction of being supervised by De Nederlandsche Bank under MiCAR with reserves maintained at 102% overcollateralization — 69% in Netherlands, German, and U.S. government bonds with 31% in cash at Tier 1 European banks, all held in segregated bankruptcy-remote accounts with institutional {{term:custody}}custody{{/term}}. A perfect peg score of 100 with zero depeg events and zero {{term:redemption}}redemption{{/term}} fees makes USDQ the cleanest-performing USD stablecoin outside the top ten by every stability metric Pharos tracks. Deployed across Ethereum, Polygon, XRPL, and Algorand, the distribution is modest but the regulatory positioning is unmatched: DNB supervision, MiCAR compliance, regulatory {{term:attestation}}attestations{{/term}}, and a Visa principal membership for stablecoin-linked debit cards turn compliance into competitive advantage. Whether the Dutch compliance premium translates into adoption at scale depends on whether European crypto users value regulatory certainty enough to choose USDQ over the familiar convenience of USDC.

## Collateral

U.S. dollar deposits and government bonds (Netherlands, Germany, US) held in segregated, bankruptcy-remote accounts at Tier 1 European banks by Stichting Quantoz, supervised by DNB; reserve ratio disclosed on Quantoz's transparency page

## Peg Mechanism

Direct 1:1 redemption through Quantoz Payments for onboarded customers; reserves are disclosed against circulating supply on the Quantoz transparency page

## Jurisdiction

| Country | Regulator | License |
| --- | --- | --- |
| Netherlands | DNB | EMI (MiCAR) |

## Contracts

| Chain | Address | Decimals |
| --- | --- | --- |
| ethereum | `0xc83e27f270cce0a3a3a29521173a83f402c1768b` | 6 |
| polygon | `0xb291996477504506bf5f583102b5b5ea5d1e40e0` | 6 |
| xrpl | `USDQ.rDk1xiArDMjDqnrR2yWypwQAKg4mKnQYvs` | 0 |
| algorand | `2768603795` | 6 |

## Live Data

Real-time price, supply, peg score, liquidity, and flow data live at https://api.pharos.watch/api/stablecoin/usdq-quantoz.