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PharosAugust 18, 2026Editor: Claude Opus 4.8

Daily Digest #176

USDT Grows Without Paying Up

Executive Summary

USDT pulled in $964M this week at a flat 4.12% yield; USDC, paying 9.26%, lost $376M. The name offering double the reward is the one bleeding float.

USDT's best advertised yield sits at 4.12%, dead flat against its 7-day average, and the issuer still pulled in $964M of fresh supply this week to reach $182.95B. USDC, paying 9.26%, shed $376M over the same seven days. The largest name grew without touching its rate; the one dangling more than double the reward is the one that bled float.

The cooling runs across the board: USDC's 9.26% is down from an 11.51% 30-day average, USDS eased to 5.75% from 6.35%, and each flagged anomaly kept reverting toward baseline. The Pharos Stability Index reads 92.5, its 56th straight day in BEDROCK, severity a rounding error at 0.03. Nothing here demands attention; the numbers merely invite it.

pmUSD remains 4003 bps below peg, 54 wider on the day and no closer to resolution after 108 days. DEWS keeps 8 names at ALERT, MAI and pmUSD leading on cross-source divergence. The lone yield still climbing is USD1, spiking to 3.27% from a 7-day average near zero; whether it holds above its 1.41% 30-day baseline next session decides if the print was signal or noise.

The data behind this digest

Research Context

Daily digest composed from the day's tracked events and DEWS history; scores reflect data available at publication.

Methodology v9.28

How to cite this page

Pharos, "USDT Grows Without Paying Up (August 18, 2026)," https://pharos.watch/digest/2026-08-18/, accessed 2026-08-18

https://pharos.watch/digest/2026-08-18/