Schuman EUROP (EUROP) stablecoin analytics
Answer First
What is Schuman EUROP (EUROP)?
EUROP is Schuman Financial's MiCA-licensed euro stablecoin, redeemable 1:1 and backed by euro cash at EU banks with an additional reserve buffer. The static profile records its Euro peg mechanism as: Direct 1:1 redemption through Schuman Financial
Is EUROP safe?
EUROP holds a C Safety Score grade (59/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Schuman EUROP uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from KPMG; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Schuman EUROP (EUROP) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg Euro.
AI summary / Updated Sep 7, 2026
EUROP is Schuman Financial's ACPR-licensed euro stablecoin, backed by euro cash and cash equivalents at Société Générale and Banking Circle, with quarterly KPMG reserve attestations and direct 1:1 redemption through the issuer. Schuman stacks every credential the euro stablecoin market demands, yet its float remains small. The latest KPMG report, which describes itself as neither an audit nor a review, puts about a third of the reserve in bank cash and two thirds in cash equivalents whose instruments it does not...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
- Collateral
- Euro cash and cash equivalents held at EU banks including Société Générale, with an additional 2% reserve fund
- Peg Mechanism
- Direct 1:1 redemption through Schuman Financial
- Jurisdiction
- France / ACPR / EMI (MiCA)
- Proof Of Reserves
- Independent Audit by KPMG Reserve source
- Contracts
- 6 deployments tracked across Ethereum, Polygon, Avalanche, and XRP Ledger, plus 2 more.
Next Actions
Exact bot target: /subscribe dews,depeg,safety europ-schuman
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
EUROP quick answers
What is Schuman EUROP (EUROP)?
EUROP is Schuman Financial's MiCA-licensed euro stablecoin, redeemable 1:1 and backed by euro cash at EU banks with an additional reserve buffer. The static profile records its Euro peg mechanism as: Direct 1:1 redemption through Schuman Financial
Is EUROP safe?
EUROP holds a C Safety Score grade (59/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Schuman EUROP uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from KPMG; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs EUROP?
Pharos classifies EUROP backing as Real-World Asset Backed. Collateral, per the static profile: Euro cash and cash equivalents held at EU banks including Société Générale, with an additional 2% reserve fund Reserve evidence: Independent Audit from KPMG.
Can EUROP be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for EUROP, when applicable, appear in the dossier below.
