Profile
lisUSD profile facts
Lista USD (lisUSD) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
- Collateral
- BNB, ETH, liquid-staking tokens, BTCB and additional issuer-listed GemJoin assets support CDPs. Issuer PSM documentation names USDT and USDC for nominal 1:1 minting; FDUSD is separately listed as CDP collateral. D3M is a distinct credit-based direct-deposit exposure.
- Peg mechanism
- PSM enabling 1:1 swaps with centralized stablecoins; CDP overcollateralization and liquidation
- Jurisdiction
- Not disclosed in the static profile.
- Proof of reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across BSC.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
lisUSD quick answers
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What is Lista USD (lisUSD)?
lisUSD is Lista DAO's BNB Chain stablecoin, with crypto-collateralized CDPs, documented USDT/USDC PSM minting and credit-based D3M issuance. The static profile records its US Dollar peg mechanism as: PSM enabling 1:1 swaps with centralized stablecoins; CDP overcollateralization and liquidation.
Is lisUSD safe?
As of Oct 24, 2026, Pharos grades lisUSD C (55/100) on its Safety Score. Pharos's reviews record that admin controls such as a pause or an upgradeable contract exist, though no power to freeze a specific holder was found, and any holder can use its reviewed redemption route. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs lisUSD?
Pharos records lisUSD's reserves as of Sep 5, 2026 as 98% slisBNB (Lista BNB LST) GemJoin, 1.3% BTCB GemJoin, 0.6% wBETH (Binance ETH LST) GemJoin, and 10 smaller holdings. Reserve evidence: curated reserve profile. Pharos classifies the backing as Crypto-Collateralized.
Can lisUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, admin controls such as a global pause or an upgradeable contract are recorded, but the review found no active power to freeze or seize a specific holder's balance on material deployments.
How do you redeem lisUSD?
Under the route Pharos reviewed on Mar 23, 2026, any holder can redeem lisUSD for USDT and USDC. Redemption settles atomically on-chain. The reviewed redemption fee is 2%. Whether a given holder qualifies is set by the route's own terms, not by this summary.
