Savings rUSD (srUSD) stablecoin analytics
srUSD is Reservoir's savings wrapper of rUSD; share price accrues yield from RWA, lending vaults, and credit strategies on the Reservoir balance sheet.
Static Profile
Static stablecoin profile
Savings rUSD (srUSD) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg US Dollar.
Variant Relationship
Savings rUSD (srUSD) is modeled as a savings variant of Reservoir rUSD (rUSD). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
AI summary / Updated Jun 12, 2026
srUSD is Reservoir's savings wrapper over rUSD, so the immediate asset is a yield-accruing share and the underlying risk is the Reservoir balance sheet. That balance sheet is not a sleepy cash account: it includes stablecoin PSM liquidity, RWA allocations, Morpho and Euler...
AI summary · drafted by gpt-5-codex · reviewed by Codex data review on Jun 12, 2026 · facts as of Jun 12, 2026
- Collateral
- Yield-bearing Reservoir savings token backed by the Reservoir balance sheet: stablecoin PSM liquidity, RWA allocations, Morpho/Euler lending vaults, and governance-approved credit strategies monitored through Reservoir's on-chain proof-of-reserves endpoint
- Peg Mechanism
- srUSD accrues protocol yield against rUSD. Holders can exit srUSD to rUSD, while rUSD is minted and redeemed through Reservoir's PSM against supported stablecoins subject to protocol liquidity and risk controls.
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- Real-Time PoR by Reservoir Protocol Reserve source
Snippet Answer
Is srUSD safe?
Pharos does not mark srUSD as absolutely safe. Static metadata says Savings rUSD uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from Reservoir Protocol; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety srusd-reservoir
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Jun 12, 2026.
srUSD quick answers
What is Savings rUSD (srUSD)?
srUSD is Reservoir's savings wrapper of rUSD; share price accrues yield from RWA, lending vaults, and credit strategies on the Reservoir balance sheet. The static profile records its US Dollar peg mechanism as: srUSD accrues protocol yield against rUSD. Holders can exit srUSD to rUSD, while rUSD is minted and redeemed through Reservoir's PSM against supported stablecoins subject to protocol liquidity and risk controls.
What backs srUSD?
Pharos classifies srUSD backing as Real-World Asset Backed. Collateral, per the static profile: Yield-bearing Reservoir savings token backed by the Reservoir balance sheet: stablecoin PSM liquidity, RWA allocations, Morpho/Euler lending vaults, and governance-approved credit strategies monitored through Reservoir's on-chain... Reserve evidence: Real-Time PoR from Reservoir Protocol.
Can srUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Live freeze and blacklist events for srUSD, when applicable, appear in the dossier below.