Profile
autoUSD profile facts
Auto Finance autoUSD (autoUSD) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg USDC-denominated NAV.
Variant relationship
Auto Finance autoUSD (autoUSD) is modeled as a strategy vault variant of USD Coin (USDC). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
- Collateral
- USDC deposited into Auto Finance's autoUSD autopool, with protocol-managed allocation across DeFi liquidity and yield destinations
- Peg mechanism
- Autopool receipt-token share price appreciates as earnings auto-compound; withdrawals redeem shares for USDC subject to autopool liquidity and destination unwinds
- Jurisdiction
- Not disclosed in the static profile.
- Proof of reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Ethereum.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
autoUSD quick answers
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What is Auto Finance autoUSD (autoUSD)?
autoUSD is Auto Finance's yield-bearing USDC autopool token on Ethereum, rebalancing across DeFi destinations while Royco Dawn lists tranche markets. The static profile records its USDC-denominated NAV accounting mechanism as: Autopool receipt-token share price appreciates as earnings auto-compound; withdrawals redeem shares for USDC subject to autopool liquidity and destination unwinds.
Is autoUSD safe?
As of Oct 28, 2026, Pharos grades autoUSD B- (66/100) on its Safety Score. Pharos's reviews record that admin controls such as a pause or an upgradeable contract exist, though no power to freeze a specific holder was found, and any holder can use its reviewed redemption route. That grade is in the Score's upper band, which does not rule out losses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs autoUSD?
Pharos records autoUSD's reserves in its review of Oct 9, 2026 as 99.9% Auto Finance autoUSD deployed strategy positions. Reserve evidence: live reserve feed configured. Pharos classifies the backing as Crypto-Collateralized.
Can autoUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, admin controls such as a global pause or an upgradeable contract are recorded, but the review found no active power to freeze or seize a specific holder's balance on material deployments.
How do you redeem autoUSD?
Under the route Pharos reviewed on May 12, 2026, any holder can redeem autoUSD for a single stable asset, such as cash or a stablecoin. Redemption settles atomically on-chain. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
