Profile
pathUSD profile facts
PathUSD (pathUSD) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
- Collateral
- Bridge-managed reserve assets for Tempo pathUSD, including cash, short-dated Treasuries, overnight Treasury repo, and money-market-fund exposure
- Peg mechanism
- Tempo users mint pathUSD by depositing USDC.e through Bridge-supported exchange flows and redeem pathUSD back into USDC through Bridge rails
- Jurisdiction
- United States / FinCEN / Money Services Business
- Proof of reserves
- Self-Reported PoR by Bridge public pathUSD transparency API (issuer-reported circulating supply, reserve amounts and collateralization; no pathUSD-specific independent assurance report verified; Bridge's issuance FAQ says only that audits and transparency reports "will be issued quarterly", checked 2026-10-19) Reserve source
- Contracts
- 1 deployment tracked across Tempo.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
pathUSD quick answers
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What is pathUSD?
pathUSD is Tempo's quote stablecoin; mint via USDC deposit and redeem through Bridge into a reserve of cash, short Treasuries, repo, and MMF exposure. The static profile records its US Dollar peg mechanism as: Tempo users mint pathUSD by depositing USDC.e through Bridge-supported exchange flows and redeem pathUSD back into USDC through Bridge rails.
Is pathUSD safe?
As of Nov 8, 2026, Pharos grades pathUSD C+ (62/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs pathUSD?
Pharos records pathUSD's reserves as of Oct 30, 2026 as 74.7% Treasury and 25.3% Cash. Reserve evidence: Self-Reported PoR. Pharos classifies the backing as Real-World Asset Backed.
Can pathUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded.
How do you redeem pathUSD?
Under the route Pharos reviewed on May 11, 2026, customers the issuer has verified can redeem pathUSD for USDC. Settlement takes multiple days. The fee is variable or not fully published. Whether a given holder qualifies is set by the route's own terms, not by this summary.
