Profile
stUSD profile facts
StoneYield USD (stUSD) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg USDC-denominated NAV.
Variant relationship
StoneYield USD (stUSD) is modeled as a strategy vault variant of USD Coin (USDC). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
- Collateral
- USDC and yield-bearing USDC positions routed through StoneYield's protocol contracts and Venus-linked strategy layer
- Peg mechanism
- StoneYield wrapper token designed to maintain one-dollar accounting against deposited stablecoin assets while strategy yield accrues through the protocol's managed vault structure
- Jurisdiction
- Not disclosed in the static profile.
- Proof of reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across BSC.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
stUSD quick answers
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What is StoneYield USD (stUSD)?
stUSD is StoneYield's BNB Chain yield wrapper over USDC routed through a Venus-linked strategy layer; tracked as a managed wrapper, not a plain fiat stablecoin. The static profile records its USDC-denominated NAV accounting mechanism as: StoneYield wrapper token designed to maintain one-dollar accounting against deposited stablecoin assets while strategy yield accrues through the protocol's managed vault structure.
Is stUSD safe?
As of Nov 8, 2026, Pharos grades stUSD D (45/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances. That is a low-band grade, which flags significant structural risk. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs stUSD?
Pharos records stUSD's reserves as of Sep 30, 2026 as 100% USDC and yield-bearing USDC strategy positions. Reserve evidence: curated reserve profile. Pharos classifies the backing as Crypto-Collateralized.
Can stUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded.
