StoneYield USD (stUSD) stablecoin analytics
Answer First
What is StoneYield USD (stUSD)?
stUSD is StoneYield's BNB Chain yield wrapper over USDC routed through a Venus-linked strategy layer; tracked as a managed wrapper, not a plain fiat stablecoin. The static profile records its USDC-denominated NAV accounting mechanism as: StoneYield wrapper token designed to maintain one-dollar accounting against deposited stablecoin assets while strategy yield accrues through the protocol's managed vault structure
Is stUSD safe?
stUSD holds a C- Safety Score grade (52/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says StoneYield USD uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with curated reserve profile; the main caveat is that freeze or administrative control exposure is possible but not fully confirmed. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
StoneYield USD (stUSD) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg USDC-denominated NAV.
Variant Relationship
StoneYield USD (stUSD) is modeled as a strategy vault variant of USD Coin (USDC). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
AI summary / Updated Sep 7, 2026
StoneYield USD is a BNB Chain yield wrapper over USDC and Venus-linked strategy positions. The reserve model points to USDC routed through StoneYield's StrategyRouter into a Venus-integrated vault, so stability depends on both the underlying stablecoin and the strategy wrapper doing what it says on the label. Pharos marks stUSD as yield-bearing and NAV-style because the holder is accepting vault mechanics, admin controls, and withdrawal liquidity risk in exchange for the yield path. The exit pillar is the weakest...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
- Collateral
- USDC and yield-bearing USDC positions routed through StoneYield's protocol contracts and Venus-linked strategy layer
- Peg Mechanism
- StoneYield wrapper token designed to maintain one-dollar accounting against deposited stablecoin assets while strategy yield accrues through the protocol's managed vault structure
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across BSC.
Next Actions
Exact bot target: /subscribe dews,depeg,safety stusd-stoneyield
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
stUSD quick answers
What is StoneYield USD (stUSD)?
stUSD is StoneYield's BNB Chain yield wrapper over USDC routed through a Venus-linked strategy layer; tracked as a managed wrapper, not a plain fiat stablecoin. The static profile records its USDC-denominated NAV accounting mechanism as: StoneYield wrapper token designed to maintain one-dollar accounting against deposited stablecoin assets while strategy yield accrues through the protocol's managed vault structure
Is stUSD safe?
stUSD holds a C- Safety Score grade (52/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says StoneYield USD uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with curated reserve profile; the main caveat is that freeze or administrative control exposure is possible but not fully confirmed. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs stUSD?
Pharos classifies stUSD backing as Crypto-Collateralized. Collateral, per the static profile: USDC and yield-bearing USDC positions routed through StoneYield's protocol contracts and Venus-linked strategy layer Reserve evidence: curated reserve profile.
Can stUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, freeze or administrative control exposure is possible but not fully confirmed. Live freeze and blacklist events for stUSD, when applicable, appear in the dossier below.
