VCRED (VCRED) stablecoin analytics
Answer First
What is VCRED?
vCRED is a Hemi-based credit-token dollar backed by protocol-managed crypto and credit collateral, with admin-controlled mint authority on a young chain. The static profile records its US Dollar peg mechanism as: Credit-token stable asset with protocol-managed collateral and redemption/liquidity controls on Hemi
Is VCRED safe?
Pharos does not assess VCRED as safe: it holds an F Safety Score grade (32/100) in the latest published rating, which flags significant structural risk. Static metadata says VCRED uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that no direct freeze-control signal is recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
VCRED (VCRED) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
AI summary / Updated Sep 7, 2026
vCRED is a Hemi-based credit-token dollar with thin public reserve detail: the product site publishes an estimated APY and aggregate volume but no NAV, pricing methodology, valuation cadence, reserve composition, or attestation, so Pharos carries the backing as one undisclosed envelope of protocol credit and crypto collateral rather than a verified reserve. The tracked token itself is a plain owner-mintable, holder-burnable ERC-20 with no oracle, redemption, or exchange-rate input, and mint() answers to a 1-of-2...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
- Collateral
- Hemi-based credit and crypto collateral backing vCRED
- Peg Mechanism
- Credit-token stable asset with protocol-managed collateral and redemption/liquidity controls on Hemi
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Hemi.
Next Actions
Exact bot target: /subscribe dews,depeg,safety vcred-vcred
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
VCRED quick answers
What is VCRED?
vCRED is a Hemi-based credit-token dollar backed by protocol-managed crypto and credit collateral, with admin-controlled mint authority on a young chain. The static profile records its US Dollar peg mechanism as: Credit-token stable asset with protocol-managed collateral and redemption/liquidity controls on Hemi
Is VCRED safe?
Pharos does not assess VCRED as safe: it holds an F Safety Score grade (32/100) in the latest published rating, which flags significant structural risk. Static metadata says VCRED uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that no direct freeze-control signal is recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs VCRED?
Pharos classifies VCRED backing as Crypto-Collateralized. Collateral, per the static profile: Hemi-based credit and crypto collateral backing vCRED Reserve evidence: live reserve feed configured.
Can VCRED be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, no direct freeze-control signal is recorded. Live freeze and blacklist events for VCRED, when applicable, appear in the dossier below.
