xDAI is the native gas token of Gnosis Chain, backed 1:1 by USDS bridged through Gnosis bridge infrastructure and inheriting Sky's collateral mix. The static profile records its US Dollar peg mechanism as: Native gas token on Gnosis Chain backed by bridged USDS; users can bridge between USDS and xDAI through official Gnosis bridge routes.

As of Nov 8, 2026, Pharos grades xDAI C+ (64/100) on its Safety Score. Pharos's reviews record that freeze exposure is inherited through upstream collateral, custody or wrappers, and any holder can use its reviewed redemption route. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.

Pharos records xDAI's reserves as of Oct 27, 2026 as 98.5% sUSDS held by the Ethereum xDAI Foreign Bridge and 1.5% Liquid USDS held by the Ethereum xDAI Foreign Bridge. Reserve evidence: Real-Time PoR by Gnosis xDAI TokenBridge contracts, latest period ending Oct 27, 2026. Pharos classifies the backing as Crypto-Collateralized.

Based on tracked contract metadata and blacklist coverage, freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies.

Under the route Pharos reviewed on May 5, 2026, any holder can redeem xDAI for DAI and USDS. Redemption settles atomically on-chain. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.