RLUSD
Ripple USD
- Non-yield-bearing design
- 2 tracked chain deployments
- BPM LLP reserve attestations
Ripple USD (RLUSD) vs USD Coin (USDC)
Ripple USD and USD Coin are two widely followed stablecoins. Both target the US Dollar. They share a centralized (cefi) governance model. Both use real-world-asset-backed designs. This static comparison highlights structural differences before you open the live Pharos compare tool.
USDC
USD Coin
- Non-yield-bearing design
- 45 tracked chain deployments
- Deloitte reserve attestations
At A Glance
Static structural differences between the two stablecoins before you switch to the live comparison tool.
| Metric | RLUSD | USDC |
|---|---|---|
| Governance | Centralized (CeFi) | Centralized (CeFi) |
| Backing | RWA | RWA |
| Peg target | US Dollar | US Dollar |
| Yield-bearing | No | No |
| Blacklist controls | No explicit blacklist flag | No explicit blacklist flag |
| Reserve signal | BPM LLP attestations | Deloitte attestations |
| Tracked chains | 2 deployments | 45 deployments |