Ripple USD (RLUSD) stablecoin analytics
RLUSD is Ripple's NYDFS-chartered dollar stablecoin redeemable 1:1 and backed by USD deposits, cash equivalents, and short-term U.S. Treasuries.
Static Profile
Static stablecoin profile
Ripple USD (RLUSD) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Jul 8, 2026
Ripple's NYDFS-supervised dollar is backed by a very-low-risk reserve split across T-bills, government money-market funds, and cash, with monthly attestations from Deloitte under a New York trust charter. That reserve is the kind of boring institutional machinery a settlement...
AI summary · drafted by claude-fable-5 · reviewed by @TokenBrice on Jul 8, 2026 · facts as of Jul 8, 2026
- Collateral
- U.S. dollar deposits, cash equivalents, and short-term U.S. government Treasuries held in segregated accounts
- Peg Mechanism
- Direct 1:1 redemption through Ripple
- Jurisdiction
- United States / NYDFS / Trust Charter
- Proof Of Reserves
- Independent Audit by Deloitte & Touche LLP Reserve source
- Contracts
- 2 deployments tracked across Ethereum and XRP Ledger.
Snippet Answer
Is RLUSD safe?
Pharos does not mark RLUSD as absolutely safe. Static metadata says Ripple USD uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Deloitte & Touche LLP; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety rlusd-ripple
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Jul 8, 2026.
RLUSD quick answers
What is Ripple USD (RLUSD)?
RLUSD is Ripple's NYDFS-chartered dollar stablecoin redeemable 1:1 and backed by USD deposits, cash equivalents, and short-term U.S. Treasuries. The static profile records its US Dollar peg mechanism as: Direct 1:1 redemption through Ripple
Is RLUSD safe?
Pharos does not mark RLUSD as absolutely safe. Static metadata says Ripple USD uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Deloitte & Touche LLP; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs RLUSD?
Pharos classifies RLUSD backing as Real-World Asset Backed. Collateral, per the static profile: U.S. dollar deposits, cash equivalents, and short-term U.S. government Treasuries held in segregated accounts Reserve evidence: Independent Audit from Deloitte & Touche LLP.
Can RLUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for RLUSD, when applicable, appear in the dossier below.