USD.AI (USDai) stablecoin analytics
USDai is USD.AI's non-yielding base dollar, minted 1:1 from USDC/USDT and separately stakeable into sUSDai for GPU-loan yield.
Static Profile
Static stablecoin profile
USD.AI (USDai) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated May 18, 2026
USDai is the liquid, non-yielding side of USD.AI: a fully backed synthetic dollar minted from USDC or USDT and redeemable for supported stablecoins. The GPU-credit yield exposure belongs to sUSDai, not base USDai holders.
AI summary · drafted by codex-stablecoin-review · reviewed by Codex data review on May 18, 2026 · facts as of May 18, 2026
- Collateral
- USDai is minted 1:1 from USDC or USDT and backed by stablecoin reserves; it is the non-yielding base token separate from staked sUSDai.
- Peg Mechanism
- Users mint USDai 1:1 with supported stablecoins and can redeem USDai for supported stablecoins without a withdrawal queue; staking into sUSDai is optional.
- Jurisdiction
- Cayman Islands
- Proof Of Reserves
- Real-Time PoR by USD.AI proof-of-reserves API Reserve source
- Contracts
- 4 deployments tracked across Ethereum, Arbitrum, Base, and Plasma.
Snippet Answer
Is USDai safe?
Pharos does not mark USDai as absolutely safe. Static metadata says USD.AI uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from USD.AI proof-of-reserves API; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety usdai-usd-ai
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated May 18, 2026.