BlackRock USD Institutional Digital Liquidity Fund (BUIDL) stablecoin analytics
Answer First
What is BlackRock USD Institutional Digital Liquidity Fund (BUIDL)?
BUIDL is BlackRock's tokenized institutional money-market fund, NAV-pegged to $1 and backed by U.S. Treasuries, repos, and cash custodied by BNY Mellon. The static profile records its US Dollar peg mechanism as: NAV-based pricing with institutional redemption through BlackRock/Securitize
Is BUIDL safe?
BUIDL holds a C Safety Score grade (55/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says BlackRock USD Institutional Digital Liquidity Fund uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Real-Time PoR from Chronicle Proof of Asset; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
BlackRock USD Institutional Digital Liquidity Fund (BUIDL) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Sep 7, 2026
BUIDL is BlackRock's tokenized institutional money-market fund, a Reg D participating share priced at a $1 NAV and backed by U.S. Treasury bills and overnight tri-party repo with a handful of major bank counterparties, custodied by BNY Mellon and administered by Securitize. Chronicle publishes a daily position-level holdings table, so the reserve is among the most transparent in Pharos and the backing pillar is one of the stronger lines on the N/A card. The card is a reminder that Pharos measures structural risk...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: Securitize BUIDL product disclosure and Chronicle BUIDL Proof of Asset
- Collateral
- Cash, U.S. Treasury bills, and repurchase agreements held by Bank of New York Mellon as custodian; tokenized and administered by Securitize
- Peg Mechanism
- NAV-based pricing with institutional redemption through BlackRock/Securitize
- Jurisdiction
- British Virgin Islands / SEC (Reg D) / Regulation D Exemption
- Proof Of Reserves
- Real-Time PoR by Chronicle Proof of Asset Reserve source
Next Actions
Exact bot target: /subscribe dews,depeg,safety buidl-blackrock
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
BUIDL quick answers
What is BlackRock USD Institutional Digital Liquidity Fund (BUIDL)?
BUIDL is BlackRock's tokenized institutional money-market fund, NAV-pegged to $1 and backed by U.S. Treasuries, repos, and cash custodied by BNY Mellon. The static profile records its US Dollar peg mechanism as: NAV-based pricing with institutional redemption through BlackRock/Securitize
Is BUIDL safe?
BUIDL holds a C Safety Score grade (55/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says BlackRock USD Institutional Digital Liquidity Fund uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Real-Time PoR from Chronicle Proof of Asset; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs BUIDL?
Pharos classifies BUIDL backing as Real-World Asset Backed. Collateral, per the static profile: Cash, U.S. Treasury bills, and repurchase agreements held by Bank of New York Mellon as custodian; tokenized and administered by Securitize Reserve evidence: Real-Time PoR from Chronicle Proof of Asset.
Can BUIDL be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for BUIDL, when applicable, appear in the dossier below.
