Profile
BUIDL profile facts
BlackRock USD Institutional Digital Liquidity Fund (BUIDL) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
- Collateral
- Cash, U.S. Treasury bills, and repurchase agreements held by Bank of New York Mellon as custodian; tokenized and administered by Securitize
- Peg mechanism
- NAV-based pricing with institutional redemption through BlackRock/Securitize
- Jurisdiction
- British Virgin Islands / SEC (Reg D) / Regulation D Exemption
- Proof of reserves
- Real-Time PoR by Chronicle Proof of Asset Reserve source
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
BUIDL quick answers
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What is BlackRock USD Institutional Digital Liquidity Fund (BUIDL)?
BUIDL is BlackRock's tokenized institutional money-market fund, NAV-pegged to $1 and backed by U.S. Treasuries, repos, and cash custodied by BNY Mellon. The static profile records its US Dollar peg mechanism as: NAV-based pricing with institutional redemption through BlackRock/Securitize.
Is BUIDL safe?
As of Oct 25, 2026, Pharos grades BUIDL C+ (61/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs BUIDL?
Pharos records BUIDL's reserves as of Aug 27, 2026 as 100% BlackRock BUIDL fund shares. Reserve evidence: Real-Time PoR by Chronicle Proof of Asset. Pharos classifies the backing as Real-World Asset Backed.
Can BUIDL be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for BUIDL, when applicable, appear in the live dossier on this page.
How do you redeem BUIDL?
Under the route Pharos reviewed on Mar 23, 2026, customers the issuer has verified can redeem BUIDL for a single stable asset, such as cash or a stablecoin. Settlement is same-day. The fee is variable or not fully published. Whether a given holder qualifies is set by the route's own terms, not by this summary.
