Profile
GUSD profile facts
Gemini Dollar (GUSD) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
Other coins using the GUSD ticker
- Gate USD (GUSD) · Active · US Dollar. Gate USD is Gate's account-linked yield product.
- Collateral
- The August 31, 2026 BPM examination identifies cash deposits at State Street and Western Alliance Bank in segregated accounts for GUSD holders. Permitted reserve assets also include short U.S. Treasury bills and government money market funds; those eligible categories are not holdings reported at that snapshot.
- Peg mechanism
- Direct 1:1 redemption through Gemini
- Jurisdiction
- United States / NYDFS / Trust Charter
- Proof of reserves
- Independent Audit by BPM LLP Reserve source
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
GUSD quick answers
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What is Gemini Dollar (GUSD)?
GUSD is Gemini Trust's NYDFS-chartered dollar stablecoin, redeemable 1:1; its latest examination reports cash at State Street and Western Alliance Bank. The static profile records its US Dollar peg mechanism as: Direct 1:1 redemption through Gemini.
Is GUSD safe?
As of Oct 24, 2026, Pharos grades GUSD B (74/100) on its Safety Score. Pharos's reviews record that admin controls such as a pause or an upgradeable contract exist, though no power to freeze a specific holder was found, and direct redemption is limited to customers the issuer has verified. That grade is in the Score's upper band, which does not rule out losses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs GUSD?
Pharos records GUSD's reserves as of Aug 31, 2026 as 100% USD cash deposits. Reserve evidence: Independent Audit by BPM LLP, latest period ending Aug 31, 2026. Pharos classifies the backing as Real-World Asset Backed.
Can GUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, admin controls such as a global pause or an upgradeable contract are recorded, but the review found no active power to freeze or seize a specific holder's balance on material deployments.
How do you redeem GUSD?
Under the route Pharos reviewed on Jun 10, 2026, customers the issuer has verified can redeem GUSD for a single stable asset, such as cash or a stablecoin. Settlement is same-day. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
