Profile
HOME profile facts
HomeCoin (HOME) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg US Dollar.
- Collateral
- U.S. home-loan liens and property-backed receivables originated through the HomeCoin/Bacon lending process
- Peg mechanism
- HOME loan origination mints tokens against servicer-issued property liens. The deployed Pool16 lendPool and redeemPool functions route USDC/HOME swaps through Curve exchange_underlying with caller-specified minimum output; they do not guarantee fixed 1:1 redemption.
- Jurisdiction
- United States
- Proof of reserves
- Self-Reported PoR by HomeCoin Reserve source
- Contracts
- 1 deployment tracked across Ethereum.
Source: Pharos registry profile fields. This inactive record does not participate in current live monitoring.
HOME quick answers
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What is HomeCoin (HOME)?
HOME is HomeCoin's dollar stablecoin backed by U.S. home-loan liens and property receivables, with foreclosure as the ultimate recovery path. The static profile records its US Dollar peg mechanism as: HOME loan origination mints tokens against servicer-issued property liens.
Is HOME safe?
HomeCoin is a frozen Pharos archive, not a current safety endorsement. The archived static profile records a CeFi-Dependent governance model, Real-World Asset Backed backing, Self-Reported PoR from HomeCoin, and notes that admin controls such as a global pause or an upgradeable contract are recorded, but the review found no active power to freeze or seize a specific holder's balance on material deployments.
What backs HOME?
The archived Pharos profile records HOME's reserves in its review of Jul 14, 2026 as 100% U.S. home loan liens / property-backed receivables. Reserve evidence: Self-Reported PoR by HomeCoin. Pharos classifies the backing as Real-World Asset Backed.
Can HOME be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, admin controls such as a global pause or an upgradeable contract are recorded, but the review found no active power to freeze or seize a specific holder's balance on material deployments. HOME is a frozen Pharos archive; the recorded history below is read-only.
