Nest Wisdom Vault (nWISDOM) stablecoin analytics
Answer First
What is Nest Wisdom Vault (nWISDOM)?
nWISDOM is a Nest vault share backed mainly by WisdomTree Connect tokenized fund exposure (xCRDYX), accruing yield through NAV rather than a hard $1 peg. The static profile records its US Dollar-denominated NAV accounting mechanism as: Vault LP token whose value targets a dollar base and accretes through underlying WisdomTree fund NAV; primary mint and redemption occur through Nest at vault NAV against USDC and pUSD
Is nWISDOM safe?
Pharos does not assess nWISDOM as safe: it holds an F Safety Score grade (38/100) in the latest published rating, which flags significant structural risk. Static metadata says Nest Wisdom Vault uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with live reserve feed configured; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Nest Wisdom Vault (nWISDOM) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg US Dollar-denominated NAV.
AI summary / Updated Sep 7, 2026
nWISDOM is Nest Credit's vault share built around WisdomTree Connect tokenised fund exposure (xCRDYX) with a small nTBILL and stablecoin liquidity buffer, classified as RWA-adjacent vault exposure rather than a par stablecoin. Yield accretes through the underlying WisdomTree fund NAV; primary mint and redemption run through Nest at vault NAV against USDC and pUSD. The N/A overall grade is low across all three pillars. The September 2026 positions capture shows almost the entire book in xCRDYX, and the capture...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
- Collateral
- Predominantly WisdomTree Private Credit and Alternative Income Digital Fund tokenised shares (xCRDYX), which hold publicly-traded alternative credit vehicles (BDCs, closed-end credit funds and mortgage REITs) tracking the Gapstow index, plus a small Nest Treasury Vault (nTBILL) position and a stablecoin (pUSD / USDC) liquidity buffer for redemptions
- Peg Mechanism
- Vault LP token whose value targets a dollar base and accretes through underlying WisdomTree fund NAV; primary mint and redemption occur through Nest at vault NAV against USDC and pUSD
- Jurisdiction
- Marshall Islands
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
Next Actions
Exact bot target: /subscribe dews,depeg,safety nwisdom-nest
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
nWISDOM quick answers
What is Nest Wisdom Vault (nWISDOM)?
nWISDOM is a Nest vault share backed mainly by WisdomTree Connect tokenized fund exposure (xCRDYX), accruing yield through NAV rather than a hard $1 peg. The static profile records its US Dollar-denominated NAV accounting mechanism as: Vault LP token whose value targets a dollar base and accretes through underlying WisdomTree fund NAV; primary mint and redemption occur through Nest at vault NAV against USDC and pUSD
Is nWISDOM safe?
Pharos does not assess nWISDOM as safe: it holds an F Safety Score grade (38/100) in the latest published rating, which flags significant structural risk. Static metadata says Nest Wisdom Vault uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with live reserve feed configured; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs nWISDOM?
Pharos classifies nWISDOM backing as Real-World Asset Backed. Collateral, per the static profile: Predominantly WisdomTree Private Credit and Alternative Income Digital Fund tokenised shares (xCRDYX), which hold publicly-traded alternative credit vehicles (BDCs, closed-end credit funds and mortgage REITs) tracking the Gapstow index... Reserve evidence: live reserve feed configured.
Can nWISDOM be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for nWISDOM, when applicable, appear in the dossier below.
