Profile
nWISDOM profile facts
Nest Wisdom Vault (nWISDOM) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg US Dollar-denominated NAV.
- Collateral
- Nest's exact positions feed identifies nUSDR at Plume 0x9f7c9b376db048720671b93d5258f75c66653225, stablecoin balances, nTBILL and a near-zero xCRDYX position. The nUSDR token name is Nest USD Receivable, but its legal obligor, enforceable claim, maturity and realization terms are not established by the public disclosures; it is not classified as cash or a stablecoin merely because the API lists it under liquidAssets.
- Peg mechanism
- Vault LP token whose value follows the Nest strategy NAV, including underlying fund and receivable valuations; primary mint and redemption occur through Nest at NAV using route-specific supported stablecoins
- Jurisdiction
- Marshall Islands
- Proof of reserves
- No proof-of-reserves entry in the static profile.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
nWISDOM quick answers
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What is Nest Wisdom Vault (nWISDOM)?
nWISDOM is Nest's NAV-priced vault; its feed includes material nUSDR receivable exposure with undisclosed economic terms. The static profile records its US Dollar-denominated NAV accounting mechanism as: Vault LP token whose value follows the Nest strategy NAV, including underlying fund and receivable valuations; primary mint and redemption occur through Nest at NAV using route-specific supported stablecoins.
Is nWISDOM safe?
As of Nov 8, 2026, Pharos grades nWISDOM D (47/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a low-band grade, which flags significant structural risk. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs nWISDOM?
Pharos records nWISDOM's reserves as of Oct 30, 2026 as 99.7% nUSDR liquid balance, 0.3% Liquid USDT balances, and under 0.1% pUSD liquid balance. Reserve evidence: live reserve feed configured. Pharos classifies the backing as Real-World Asset Backed.
Can nWISDOM be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded.
How do you redeem nWISDOM?
Under the route Pharos reviewed on Jul 15, 2026, customers the issuer has verified can redeem nWISDOM for USDC and pUSD. Settlement takes multiple days. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
