US Dollar Payment Token (USDPT) stablecoin analytics
USDPT is Western Union's Solana dollar stablecoin issued by Anchorage Digital Bank and backed by cash deposits and a Treasury money market fund.
Static Profile
Static stablecoin profile
US Dollar Payment Token (USDPT) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Jul 8, 2026
USDPT is Western Union's attempt to turn agent and treasury settlement into an on-chain dollar rail without pretending to be a DeFi-native coin. Anchorage Digital Bank issues it on Solana, with reserves described as bank deposits, Treasury bills, and cash-equivalent instruments...
AI summary · drafted by claude-fable-5 · reviewed by @TokenBrice on Jul 8, 2026 · facts as of Jul 8, 2026
- Collateral
- Cash deposits at FDIC-insured institutions and shares of BlackRock's Select Treasury Based Liquidity Fund (TFFXX)
- Peg Mechanism
- Issuer-managed 1:1 redemption for U.S. dollars; Anchorage Digital Bank N.A. issues USDPT, with each token matched by an equal amount of U.S. dollar reserves
- Jurisdiction
- United States
- Proof Of Reserves
- Independent Audit by Deloitte & Touche LLP Reserve source
- Contracts
- 1 deployment tracked across Solana.
Snippet Answer
Is USDPT safe?
Pharos does not mark USDPT as absolutely safe. Static metadata says US Dollar Payment Token uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Deloitte & Touche LLP; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety usdpt-western-union
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Jul 8, 2026.
USDPT quick answers
What is US Dollar Payment Token (USDPT)?
USDPT is Western Union's Solana dollar stablecoin issued by Anchorage Digital Bank and backed by cash deposits and a Treasury money market fund. The static profile records its US Dollar peg mechanism as: Issuer-managed 1:1 redemption for U.S. dollars; Anchorage Digital Bank N.A. issues USDPT, with each token matched by an equal amount of U.S. dollar reserves
Is USDPT safe?
Pharos does not mark USDPT as absolutely safe. Static metadata says US Dollar Payment Token uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Deloitte & Touche LLP; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USDPT?
Pharos classifies USDPT backing as Real-World Asset Backed. Collateral, per the static profile: Cash deposits at FDIC-insured institutions and shares of BlackRock's Select Treasury Based Liquidity Fund (TFFXX) Reserve evidence: Independent Audit from Deloitte & Touche LLP.
Can USDPT be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for USDPT, when applicable, appear in the dossier below.