Quantoz USDQ (USDQ) stablecoin analytics
Answer First
What is Quantoz USDQ (USDQ)?
USDQ is Quantoz Payments' MiCA-authorized dollar e-money token, backed by cash, deposits, and EU and U.S. government bonds. The static profile records its US Dollar peg mechanism as: Direct 1:1 redemption through Quantoz Payments for onboarded customers; reserves are disclosed against circulating supply on the Quantoz transparency page
Is USDQ safe?
USDQ holds a C+ Safety Score grade (64/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Quantoz USDQ uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Self-Reported PoR from Quantoz reserve status overview (static periodic snapshot table shared with EURQ, latest dated 2026-06-30 - not the live dashboard previously recorded); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Quantoz USDQ (USDQ) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Sep 7, 2026
Quantoz's USDQ is the DNB-supervised, MiCAR-authorized e-money token that treats compliance as the product. The peg record is the strongest line on the card. The reserves read impeccably on paper: roughly 70% Netherlands, German, and U.S. government bonds and 30% cash at Tier 1 European banks, held in segregated bankruptcy-remote accounts at a ratio just above full backing. The catch is that Pharos has to take Quantoz's word for it. The transparency page is a self-published snapshot refreshed ad hoc, already...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: Quantoz Reserve Status Overview (snapshot dated 2026-06-30) and DNB public register: Quantoz Payments B.V.
- Collateral
- U.S. dollar deposits and government bonds (Netherlands, Germany, US) held in segregated, bankruptcy-remote accounts at Tier 1 European banks by Stichting Quantoz, supervised by DNB; reserve ratio disclosed on Quantoz's transparency page
- Peg Mechanism
- Direct 1:1 redemption through Quantoz Payments for onboarded customers; reserves are disclosed against circulating supply on the Quantoz transparency page
- Jurisdiction
- Netherlands / DNB / EMI (MiCAR)
- Proof Of Reserves
- Self-Reported PoR by Quantoz reserve status overview (static periodic snapshot table shared with EURQ, latest dated 2026-06-30 - not the live dashboard previously recorded) Reserve source
- Contracts
- 4 deployments tracked across Ethereum, Polygon, XRP Ledger, and Algorand.
Next Actions
Exact bot target: /subscribe dews,depeg,safety usdq-quantoz
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
USDQ quick answers
What is Quantoz USDQ (USDQ)?
USDQ is Quantoz Payments' MiCA-authorized dollar e-money token, backed by cash, deposits, and EU and U.S. government bonds. The static profile records its US Dollar peg mechanism as: Direct 1:1 redemption through Quantoz Payments for onboarded customers; reserves are disclosed against circulating supply on the Quantoz transparency page
Is USDQ safe?
USDQ holds a C+ Safety Score grade (64/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Quantoz USDQ uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Self-Reported PoR from Quantoz reserve status overview (static periodic snapshot table shared with EURQ, latest dated 2026-06-30 - not the live dashboard previously recorded); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USDQ?
Pharos classifies USDQ backing as Real-World Asset Backed. Collateral, per the static profile: U.S. dollar deposits and government bonds (Netherlands, Germany, US) held in segregated, bankruptcy-remote accounts at Tier 1 European banks by Stichting Quantoz, supervised by DNB; reserve ratio disclosed on Quantoz's transparency page Reserve evidence: Self-Reported PoR from Quantoz reserve status overview (static periodic snapshot table shared with EURQ, latest dated 2026-06-30 - not the live dashboard previously recorded).
Can USDQ be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for USDQ, when applicable, appear in the dossier below.
