Profile
USDQ profile facts
Quantoz USDQ (USDQ) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
Other coins using the USDQ ticker
- Quill USD (USDQ) · Active · US Dollar. USDQ is Quill's Liquity-v2 fork on Scroll.
- Collateral
- U.S. dollar cash deposits and U.S. Treasuries safeguarded through Stichting Quantoz, separate from Quantoz Payments' operating funds. Quantoz describes the foundation as bankruptcy-remote and uses multiple undisclosed Tier 1 European banking partners; the USDQ reserve snapshot is self-reported.
- Peg mechanism
- Quantoz's current redemption webpage offers direct face-value redemption to a verified bank account in the holder's own name after identity, token-ownership and source-of-funds checks, without requiring a pre-existing token account, for holders with a verified address and bank account in the EEA, UK or Switzerland. It allows up to one week for on-chain compliance checks after confirmed receipt, followed by the Terms of Service payout schedule. The linked USDQ whitepaper v1.4 dated 30 April 2026 instead describes direct redemption for registered EEA-resident USDQ Account Holders and directs other holders to partners; this eligibility discrepancy remains unresolved. Secondary-market sales are on venue terms.
- Jurisdiction
- Netherlands / DNB / EMI (MiCAR)
- Proof of reserves
- Self-Reported PoR by Quantoz reserve status overview (static periodic snapshot table shared with EURQ; not a live reserve feed) Reserve source
- Contracts
- 5 deployments tracked across Ethereum, Polygon, XRP Ledger, and Algorand, plus 1 more.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
USDQ quick answers
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What is Quantoz USDQ (USDQ)?
USDQ is Quantoz Payments' MiCA-authorized dollar e-money token, backed by dollar cash deposits and U.S. Treasuries. The static profile records its US Dollar peg mechanism as: Quantoz's current redemption webpage offers direct face-value redemption to a verified bank account in the holder's own name after identity, token-ownership and source-of-funds checks, without requiring a pre-existing token account, for holders with a verified address and bank account in the EEA, UK or Switzerland.
Is USDQ safe?
As of Oct 24, 2026, Pharos grades USDQ C (59/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs USDQ?
Pharos records USDQ's reserves as of Aug 30, 2026 as 66% US Treasuries, 33% Cash deposits at Tier 1 European banks, and 1% Unclassified residual in published reserve percentages. Reserve evidence: Self-Reported PoR. Pharos classifies the backing as Real-World Asset Backed.
Can USDQ be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for USDQ, when applicable, appear in the live dossier on this page.
How do you redeem USDQ?
Under the route Pharos reviewed on Mar 23, 2026, customers the issuer has verified can redeem USDQ for a single stable asset, such as cash or a stablecoin. Settlement is same-day. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
