Profile
USDU profile facts
USDU Finance (USDU) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
Other coins using the USDU ticker
- Unitas (USDU) · Active · US Dollar. USDU is Unitas's delta-neutral synthetic dollar.
- Universal USD (USDU) · Active · US Dollar. USDU is Universal Digital’s ADGM-authorized dollar.
- Collateral
- Adapter-held positions include historical Curve USDU/USDC LP and USDU-denominated Morpho/TermMax vault claims, plus reviewed USDC- and USDT-denominated ERC-4626 positions in SwapBridgeMorphoV1 modules. The issuer's legacy three-rail backing API does not establish a complete current all-module allocation.
- Peg mechanism
- Protocol-minted via DAO-approved adapters; secondary-market conversion and reviewed USDC/USDT swap modules provide liquidity-dependent exits with nominal-parity accounting.
- Jurisdiction
- Not disclosed in the static profile.
- Proof of reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Ethereum.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
USDU quick answers
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What is USDU Finance (USDU)?
USDU is USDU Finance's DAO-minted dollar backed by Morpho and Curve vault shares after a sharp supply wind-down. The static profile records its US Dollar peg mechanism as: Protocol-minted via DAO-approved adapters; secondary-market conversion and reviewed USDC/USDT swap modules provide liquidity-dependent exits with nominal-parity accounting.
Is USDU safe?
As of Oct 25, 2026, Pharos grades USDU D (43/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances. That is a low-band grade, which flags significant structural risk. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs USDU?
Pharos records USDU's reserves as of Sep 21, 2026 as 60.6% Morpho USDU Core vault shares, 24.3% USDC constituent of Curve USDU/USDC LP backing, and 15.1% USDU constituent of Curve USDU/USDC LP backing. Reserve evidence: curated reserve profile. Pharos classifies the backing as Crypto-Collateralized.
Can USDU be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded.
