Profile
USDU profile facts
Unitas (USDU) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
Other coins using the USDU ticker
- Universal USD (USDU) · Active · US Dollar. USDU is Universal Digital’s ADGM-authorized dollar.
- USDU Finance (USDU) · Active · US Dollar. USDU is USDU Finance's DAO-minted dollar backed by Morpho and Curve vault shares after a sharp supply wind-down.
- Collateral
- Live Accountable reserves split across Binance off-exchange/perp margin and on-chain Solana/BSC reserves; ~10% of protocol fees route to an Insurance Fund
- Peg mechanism
- Overcollateralized, delta-neutral: long JLP + short perpetuals rebalanced via Copper/Ceffu off-exchange settlement; direct mint/redeem against USDC is restricted to whitelisted participants on Solana and BSC, while retail access is primarily secondary-market.
- Jurisdiction
- Singapore
- Proof of reserves
- Real-Time PoR by Accountable Reserve source
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
USDU quick answers
5
What is Unitas (USDU)?
USDU is Unitas's delta-neutral synthetic dollar; direct USDC mint/redeem is whitelist-restricted, while most users acquire USDu on secondary markets. The static profile records its US Dollar peg mechanism as: Overcollateralized, delta-neutral: long JLP + short perpetuals rebalanced via Copper/Ceffu off-exchange settlement; direct mint/redeem against USDC is restricted to whitelisted participants on Solana and BSC, while retail access is primarily secondary-market.
Is USDU safe?
As of Oct 24, 2026, Pharos grades USDU C- (54/100) on its Safety Score. Pharos's reviews record that no direct power to freeze holders was found on its material deployments, and direct redemption is limited to whitelisted primary-market participants. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs USDU?
Pharos records USDU's reserves as of Aug 8, 2026 as 47.6% Solana, 35.2% Bitcoin, 15% Binance, and 1 smaller holding. Reserve evidence: Real-Time PoR by Accountable. Pharos classifies the backing as Crypto-Collateralized.
Can USDU be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, no direct freeze-control path sets the verdict under the reviewed deployment-materiality scope.
How do you redeem USDU?
Under the route Pharos reviewed on Jul 19, 2026, whitelisted primary-market participants can redeem USDU for a mix of collateral assets. Settlement is same-day. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
