YieldFi yUSD (YUSD) stablecoin analytics
YieldFi yUSD is an ERC-4626 vault over USDC, allocating across Pendle PTs, Morpho and Silo vaults, and private-credit strategies for yield over the dollar.
Static Profile
Static stablecoin profile
YieldFi yUSD (YUSD) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
AI summary / Updated May 15, 2026
ERC-4626 USDC vault allocating across Pendle PTs, Morpho/Silo vaults, and private credit; risk is allocator decisions and venue performance, not USDC backing. YieldFi yUSD is an ERC-4626 {{term:yield-bearing}}yield-bearing{{/term}} vault over USDC that allocates capital across...
AI summary · drafted by claude-opus-4-7 · reviewed by @TokenBrice on May 15, 2026 · facts as of May 15, 2026
- Collateral
- USDC deposited into the yUSD ERC-4626 vault and allocated by YieldFi's manager across Pendle principal tokens, Morpho and Silo lending vaults, private-credit positions, and market-neutral/delta-neutral strategies (private LP deals, hedged carry, basis, and funding-rate spreads across whitelisted protocols)
- Peg Mechanism
- ERC-4626 share over USDC priced at NAV ((Series Assets - Series Liabilities) / tokens outstanding), valued at least twice weekly using Chainlink oracles; value tracks the dollar through delta-neutral strategy returns rather than direct redemption against fiat reserves
- Jurisdiction
- British Virgin Islands
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
Snippet Answer
Is YUSD safe?
Pharos does not mark YUSD as absolutely safe. Static metadata says YieldFi yUSD uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that freeze or administrative control exposure is possible but not fully confirmed. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety yusd-yieldfi
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated May 15, 2026.