XAUT
Tether Gold
- Non-yield-bearing design
- 15 tracked chain deployments
- BDO Advisory Services S.r.l. reserve attestations
Tether Gold (XAUT) vs Matrixdock Gold (XAUm)
Tether Gold and Matrixdock Gold are two widely followed stablecoins. Both target the Gold. They share a centralized (cefi) governance model. Both use real-world-asset-backed designs. Neither token is primarily a yield-bearing wrapper, so the comparison centers on collateral, issuer controls, liquidity, and peg behavior. This static comparison highlights structural differences before you open the live Pharos compare tool.
Comparison brief
XAUT has 15 tracked deployments, while XAUm has 7. Both sit in the RWA cohort. Use the rows below to separate headline market share from the mechanics that matter during stress: redemption path, reserve signal, blacklistability, and venue depth.
XAUm
Matrixdock Gold
- Non-yield-bearing design
- 7 tracked chain deployments
- Bureau Veritas (Singapore) Pte Ltd (semi-annual physical inventory inspection; July 17, 2026 certificate covers the Parcel Ownership List dated June 30, 2026, without token-liability reconciliation) reserve attestations
At a glance
Static structural differences between the two stablecoins before you switch to the live comparison tool.
| Metric | XAUT | XAUm |
|---|---|---|
| Safety Score (as of 2026-10-24) | B+ 75/100 | D 49/100 |
| Governance | Centralized (CeFi) | Centralized (CeFi) |
| Backing | RWA | RWA |
| Peg target | Gold | Gold |
| Yield-bearing | No | No |
| Governance + backing lens | Centralized (CeFi) / RWA | Centralized (CeFi) / RWA |
| Blacklist controls | Issuer blacklist controls | Issuer blacklist controls |
| Reserve signal | BDO Advisory Services S.r.l. attestations | Bureau Veritas (Singapore) Pte Ltd (semi-annual physical inventory inspection; July 17, 2026 certificate covers the Parcel Ownership List dated June 30, 2026, without token-liability reconciliation) attestations |
| Tracked chains | 15 deployments | 7 deployments |
Source: checked-in StablecoinMeta profile fields in the current Pharos build. Static deployment counts and reserve-provider labels are structural context; open the live detail and compare tools for current market, peg, liquidity, and reserve freshness.
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XAUT vs XAUm FAQ
What is the main difference between XAUT and XAUm?
Tether Gold (XAUT) and Matrixdock Gold (XAUm) share the same broad governance and backing labels in Pharos, so the useful comparison is in the live details: peg history, liquidity depth, reserve signal, issuer controls, chain deployments, and dependency exposure.
Which is safer: XAUT or XAUm?
In the Pharos Safety Score release of 2026-10-24, XAUT held a B+ Safety Score grade (75/100) and XAUm held a D Safety Score grade (49/100). Safety is not decided by ticker alone. Use this static page for the structural comparison, then open the live XAUT vs XAUm compare tool and Safety Scores page for current V10 Backing, Exit, and Economic Control pillars plus peg behavior, dependency exposure, evidence quality, and structural caps.
Where can I compare current XAUT and XAUm data?
Open the live XAUT vs XAUm comparison from this page to see current peg behavior, liquidity, flows, and Safety Scores. Use this brief to understand the structural differences, then check each coin's latest evidence before making a decision.