Profile
XAUm profile facts
Matrixdock Gold (XAUm) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg Gold.
- Collateral
- LBMA 99.99% gold; the June 30, 2026 inventory comprised gold bars at Brink's Hong Kong, Brink's Singapore and Malca-Amit Singapore. XAUm terms also permit unallocated gold with a financial institution; no current allocated/unallocated split is disclosed.
- Peg mechanism
- Matrixdock redemption for physical gold or supported USD stablecoins after KYC; physical pickup or secured delivery requires at least 32.148 XAUm (1 kg bar). Terms require accreditation only where applicable to the holder's jurisdiction and provide physical pickup in Singapore or Hong Kong.
- Jurisdiction
- Singapore
- Proof of reserves
- Independent Audit by Bureau Veritas (Singapore) Pte Ltd (semi-annual physical inventory inspection; July 17, 2026 certificate covers the Parcel Ownership List dated June 30, 2026, without token-liability reconciliation) Reserve source
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
XAUm quick answers
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What is Matrixdock Gold (XAUm)?
XAUm is Matrixdock's gold-backed commodity token, with each token representing one troy ounce of LBMA-certified 99.99% gold vaulted in Singapore and Hong Kong. The static profile records its Gold peg mechanism as: Matrixdock redemption for physical gold or supported USD stablecoins after KYC; physical pickup or secured delivery requires at least 32.148 XAUm (1 kg bar).
Is XAUm safe?
As of Oct 25, 2026, Pharos grades XAUm D (49/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a low-band grade, which flags significant structural risk. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs XAUm?
Pharos records XAUm's reserves as of Jun 30, 2026 as 100% Physical gold bars (LBMA 99.99%; Bureau Veritas audit of 508 kilo bars as of 2026-06-30). Reserve evidence: Independent Audit, latest period ending Jun 30, 2026. Pharos classifies the backing as Real-World Asset Backed.
Can XAUm be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for XAUm, when applicable, appear in the live dossier on this page.
How do you redeem XAUm?
Under the route Pharos reviewed on Sep 21, 2026, customers the issuer has verified can redeem XAUm for physical metal, starting at 32.15 XAUm. Settlement takes multiple days. The reviewed redemption fee is 0.25%, before delivery and third-party costs. Whether a given holder qualifies is set by the route's own terms, not by this summary.
