Profile
CHFAU profile facts
AllUnity CHF (CHFAU) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg Swiss Franc.
- Collateral
- CHF-denominated reserve assets held 1:1 in separate accounts at regulated EU credit institutions, as CHF cash or eligible low-risk CHF HQLAs under MiCAR and German payment-services law
- Peg mechanism
- Direct 1:1 redemption through AllUnity; holders have statutory right of redemption at par value under MiCA Article 49; mint and redeem via AllUnity platform with straight-through processing
- Jurisdiction
- Germany / BaFin / EMI (MiCA)
- Proof of reserves
- Self-Reported PoR Reserve source
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
CHFAU quick answers
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What is AllUnity CHF (CHFAU)?
CHFAU is AllUnity's MiCA-licensed Swiss franc stablecoin, redeemable 1:1 against CHF held in segregated accounts at EU credit institutions. The static profile records its Swiss Franc peg mechanism as: Direct 1:1 redemption through AllUnity; holders have statutory right of redemption at par value under MiCA Article 49; mint and redeem via AllUnity platform with straight-through processing.
Is CHFAU safe?
As of Nov 8, 2026, Pharos grades CHFAU C- (51/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs CHFAU?
Pharos records CHFAU's reserves as of Jul 28, 2026 as 100% CHF cash and eligible low-risk CHF HQLA reserve basket. Reserve evidence: Self-Reported PoR. Pharos classifies the backing as Real-World Asset Backed.
Can CHFAU be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded.
How do you redeem CHFAU?
Under the route Pharos reviewed on Oct 2, 2026, customers the issuer has verified can redeem CHFAU for a single stable asset, such as cash or a stablecoin. Settlement is same-day. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
