Fiserv USD (FIUSD) Pre-launch Stablecoin Tracker
FIUSD
Pharos can still tell you how this asset is supposed to work, when it expects to launch, and what sources to watch. Live market, peg, liquidity, and safety surfaces activate only after the first post-launch data sync.
Full launch status and history
Platform live; Q1 2026 earnings (May 5): CEO Lyons confirms stablecoin pilot for interbank money movement; Huntington confirmed as pilot partner alongside Bank of North Dakota and others (cross-border, digital escrow); INDX cash settlement launched Feb 2026; StoneCastle acquired; May 14 Investor Day positioned FIUSD as a core strategic growth vector ('issued through banks, accepted through merchants'). At the Bernstein Strategic Decisions conference (June 3 2026) CEO Lyons confirmed 'FIUSD goes live in July,' setting July 2026 for the interbank platform launch. That window closed without a launch announcement. The Q2 2026 earnings release filed with the SEC on August 6 2026 does not mention FIUSD, stablecoins, digital assets, or Solana anywhere, and Fiserv cut its full-year guidance in the same release; the earnings call transcript is equally silent. Pharos retired the July expectation on September 6 2026 and now carries the year only. Bank of North Dakota's Roughrider Coin white-label is still expected to begin its state-bank pilot in September 2026, on a platform with no confirmed go-live
At a Glance
- Backing
- Real-World Asset Backed
- Governance
- CeFi-Dependent
- Peg Currency
- US Dollar
- Jurisdiction
- United States
Launch Timeline
Delayed2026 → Jul 2026 → 2026 (current)
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July go-live window closes; Q2 2026 results do not mention FIUSD
The Q2 2026 earnings release Fiserv filed with the SEC contains no reference to FIUSD, stablecoins, digital assets, or Solana, and the company cut full-year guidance. No launch announcement followed the July window CEO Lyons had set in June.
SourceCEO Lyons confirms FIUSD goes live in July 2026 at Bernstein conference
At the Bernstein Strategic Decisions conference, CEO Michael Lyons stated 'FIUSD goes live in July,' setting July 2026 for the interbank platform launch.
SourceFIUSD featured at Fiserv 2026 Investor Day as a strategic growth vector
Fiserv positions FIUSD on an 'issued through banks, accepted through merchants' model with real-time clearing/settlement and white-label issuance; interbank-money-movement pilots with Bank of North Dakota, Huntington, and others remain on track for summer 2026.
SourceQ1 earnings: CEO confirms stablecoin pilot on track for summer 2026
CEO Michael Lyons: 'on track to launch our previously announced stablecoin pilot this summer to facilitate interbank money movement.' Huntington confirmed as pilot partner alongside Bank of North Dakota and several other banks.
SourceINDX real-time cash settlement platform launched for digital asset firms
Up to $25M FDIC insurance, distributes across 1,100+ insured financial institutions.
SourceStoneCastle acquisition announced to help FIs retain funds from FIUSD issuance
SourceFiserv announces FIUSD stablecoin on Solana
FIUSD built for 10,000 financial institution clients and 6 million merchant locations, leveraging Paxos and Circle infrastructure.
SourceThe Payments Stack Play
FIUSD is Fiserv's pre-launch Solana dollar stablecoin built on Circle and Paxos infrastructure: a payments-rails play with four-partner coordination risk. Fiserv wants to make stablecoins just another rail in the infrastructure it already runs for roughly 10,000 financial institution clients and six million merchant locations, so FIUSD is less a single stablecoin and more a platform: Paxos handles issuance, Circle provides ecosystem interop, PayPal enables interoperability, and Mastercard connects the payments network. The centralized-dependent classification captures this architecture accurately; FIUSD depends on an entire constellation of and partners, any of which could become a . After the original end-of-2025 target slipped, CEO Mike Lyons said at June's Bernstein conference, "FIUSD goes live in July." July has now come and gone without a public launch confirmation, leaving Pharos still tracking the token as pre-launch. The interbank settlement pilot with Huntington and Bank of North Dakota remains the opening act, with the white-labeled Roughrider Coin queued behind it. The real test is whether four fintech giants can ship on one timeline.
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