3Jane USD3 (USD3) stablecoin analytics
USD3 is 3Jane's yield-bearing senior share in a USDC-funded credit pool, protected first by the junior sUSD3 tranche.
Static Profile
Static stablecoin profile
3Jane USD3 (USD3) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg US Dollar.
Variant Relationship
3Jane USD3 (USD3) is modeled as a strategy vault variant of USD Coin (USDC). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
AI summary / Updated Jul 13, 2026
USD3 packages 3Jane's senior credit tranche into an ERC-4626 share: USDC enters, idle cash waits in Aave, and the rest finances fintech receivables and crypto credit lines. Its NAV can rise above a dollar because interest accrues into the share price, so the familiar ticker is...
AI summary · drafted by gpt-5.6-sol · facts as of Jul 13, 2026
- Collateral
- USDC deposited into 3Jane's senior credit strategy. Idle liquidity is held as USDC or Aave waUSDC, while deployed capital finances pooled fintech receivables and crypto credit lines through MorphoCredit. The junior sUSD3 tranche is designed to absorb credit losses before USD3.
- Peg Mechanism
- ERC-4626 NAV share rather than a fixed $1 token: permissionless USDC deposits mint USD3 shares, interest accrues into the share price, and fee-free withdrawals return USDC when the strategy's idle and Aave liquidity is available.
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- Real-Time PoR by 3Jane backing dashboard and onchain accounting Reserve source
- Contracts
- 1 deployment tracked across Ethereum.
Snippet Answer
Is USD3 safe?
Pharos does not mark USD3 as absolutely safe. Static metadata says 3Jane USD3 uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from 3Jane backing dashboard and onchain accounting; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety usd3-3jane
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Jul 13, 2026.
USD3 quick answers
What is 3Jane USD3 (USD3)?
USD3 is 3Jane's yield-bearing senior share in a USDC-funded credit pool, protected first by the junior sUSD3 tranche. The static profile records its US Dollar peg mechanism as: ERC-4626 NAV share rather than a fixed $1 token: permissionless USDC deposits mint USD3 shares, interest accrues into the share price, and fee-free withdrawals return USDC when the strategy's idle and Aave liquidity is available.
Is USD3 safe?
Pharos does not mark USD3 as absolutely safe. Static metadata says 3Jane USD3 uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from 3Jane backing dashboard and onchain accounting; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USD3?
Pharos classifies USD3 backing as Real-World Asset Backed. Collateral, per the static profile: USDC deposited into 3Jane's senior credit strategy. Idle liquidity is held as USDC or Aave waUSDC, while deployed capital finances pooled fintech receivables and crypto credit lines through MorphoCredit. The junior sUSD3 tranche is... Reserve evidence: Real-Time PoR from 3Jane backing dashboard and onchain accounting.
Can USD3 be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for USD3, when applicable, appear in the dossier below.