Web 3 Dollar (USD3) stablecoin analytics
Answer First
What is Web 3 Dollar (USD3)?
USD3 is a Reserve Protocol RToken/DTF backed by yield-bearing USDC and USDS wrappers (Aave, Compound, Steakhouse, Sky savings), governed by RSR stakers. The static profile records its US Dollar-denominated NAV accounting mechanism as: Reserve RToken/DTF whose holders can redeem into the backing basket subject to Reserve protocol throttles and basket mechanics; RSR stakers govern and absorb losses
Is USD3 safe?
USD3 holds a B- Safety Score grade (69/100) in Pharos's latest published rating — a safe-tier grade, so Pharos assesses it as overall safe, though no stablecoin is entirely risk-free. Static metadata says Web 3 Dollar uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with Real-Time PoR from Reserve Protocol; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Web 3 Dollar (USD3) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar-denominated NAV.
AI summary / Updated Sep 7, 2026
USD3 is a Reserve Protocol RToken/DTF that turns yield-bearing wrappers into a dollar basket, which is clever until you count the upstream assumptions. The backing is split across Savings USDS, Aave USDC, wrapped Compound USDCv3, and Steakhouse USDC strategy exposure, so holders are buying a governed portfolio of stablecoin yield rather than a single clean reserve. Reserve's real-time protocol feed and basket redemption mechanics make the structure more inspectable than most wrapper stacks. RSR stakers and...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: Reserve DTF transparency API
- Collateral
- Reserve Protocol DTF basket made up of Savings USDS, Aave USDC, wrapped Compound USDCv3, and Steakhouse USDC strategy exposure
- Peg Mechanism
- Reserve RToken/DTF whose holders can redeem into the backing basket subject to Reserve protocol throttles and basket mechanics; RSR stakers govern and absorb losses
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- Real-Time PoR by Reserve Protocol Reserve source
Next Actions
Exact bot target: /subscribe dews,depeg,safety usd3-reserve-protocol
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
USD3 quick answers
What is Web 3 Dollar (USD3)?
USD3 is a Reserve Protocol RToken/DTF backed by yield-bearing USDC and USDS wrappers (Aave, Compound, Steakhouse, Sky savings), governed by RSR stakers. The static profile records its US Dollar-denominated NAV accounting mechanism as: Reserve RToken/DTF whose holders can redeem into the backing basket subject to Reserve protocol throttles and basket mechanics; RSR stakers govern and absorb losses
Is USD3 safe?
USD3 holds a B- Safety Score grade (69/100) in Pharos's latest published rating — a safe-tier grade, so Pharos assesses it as overall safe, though no stablecoin is entirely risk-free. Static metadata says Web 3 Dollar uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with Real-Time PoR from Reserve Protocol; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USD3?
Pharos classifies USD3 backing as Crypto-Collateralized. Collateral, per the static profile: Reserve Protocol DTF basket made up of Savings USDS, Aave USDC, wrapped Compound USDCv3, and Steakhouse USDC strategy exposure Reserve evidence: Real-Time PoR from Reserve Protocol.
Can USD3 be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Live freeze and blacklist events for USD3, when applicable, appear in the dossier below.
