Staked USDai (sUSDai) stablecoin analytics
Answer First
What is Staked USDai (sUSDai)?
sUSDai is USD.AI's staked wrapper of USDai; share price accrues yield from a PYUSD liquid sleeve and GPU-backed AI-compute loans, with a 30-day queued exit. The static profile records its USDai-denominated NAV accounting mechanism as: Stake USDai to receive sUSDai; the token appreciates versus USDai as yield accrues, while unstaking enters the protocol's queued withdrawal flow with fixed 30-day processing windows and a limited instant-liquidity buffer
Is sUSDai safe?
sUSDai holds a C+ Safety Score grade (60/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Staked USDai uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from USD.AI on-chain reserve index; GPU collateral self-disclosed; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Staked USDai (sUSDai) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg USDai-denominated NAV.
Variant Relationship
Staked USDai (sUSDai) is modeled as a strategy vault variant of USD.AI (USDai). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
AI summary / Updated Sep 7, 2026
sUSDai is where USD.AI moves from a PYUSD-backed base dollar into the actual AI-credit bet. The reserve stack currently combines a large PYUSD liquid sleeve with a smaller but meaningful GPU-backed infrastructure-loan sleeve, so the token behaves like a NAV-appreciating credit product rather than a clean payment stablecoin. USD.AI's on-chain reserve index separates the liquid assets from the loan book, and Pharos can reconstruct the PYUSD balance and loan principal from Arbitrum, but GPU identity, appraisal...
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
- Collateral
- Yield-bearing USD.AI position backed by a mixed reserve stack that currently pairs a large PYUSD liquid sleeve with GPU-backed infrastructure loans financing AI compute; current issuer materials describe value-warranty coverage on new GPU loans
- Peg Mechanism
- Stake USDai to receive sUSDai; the token appreciates versus USDai as yield accrues, while unstaking enters the protocol's queued withdrawal flow with fixed 30-day processing windows and a limited instant-liquidity buffer
- Jurisdiction
- Cayman Islands
- Proof Of Reserves
- Real-Time PoR by USD.AI on-chain reserve index; GPU collateral self-disclosed Reserve source
Next Actions
Exact bot target: /subscribe dews,depeg,safety susdai-usd-ai
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
sUSDai quick answers
What is Staked USDai (sUSDai)?
sUSDai is USD.AI's staked wrapper of USDai; share price accrues yield from a PYUSD liquid sleeve and GPU-backed AI-compute loans, with a 30-day queued exit. The static profile records its USDai-denominated NAV accounting mechanism as: Stake USDai to receive sUSDai; the token appreciates versus USDai as yield accrues, while unstaking enters the protocol's queued withdrawal flow with fixed 30-day processing windows and a limited instant-liquidity buffer
Is sUSDai safe?
sUSDai holds a C+ Safety Score grade (60/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Staked USDai uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from USD.AI on-chain reserve index; GPU collateral self-disclosed; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs sUSDai?
Pharos classifies sUSDai backing as Real-World Asset Backed. Collateral, per the static profile: Yield-bearing USD.AI position backed by a mixed reserve stack that currently pairs a large PYUSD liquid sleeve with GPU-backed infrastructure loans financing AI compute; current issuer materials describe value-warranty coverage on new GPU... Reserve evidence: Real-Time PoR from USD.AI on-chain reserve index; GPU collateral self-disclosed.
Can sUSDai be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for sUSDai, when applicable, appear in the dossier below.
