Staked USDai (sUSDai) stablecoin analytics
Answer First
What is Staked USDai (sUSDai)?
sUSDai is USD.AI's staked USDai wrapper, earning yield from PYUSD and GPU-backed AI-compute loans, with cash-constrained exits in 30-day epochs. The static profile records its USDai-denominated NAV accounting mechanism as: Stake USDai to receive sUSDai at the current share price.
Is sUSDai safe?
sUSDai holds a C- Safety Score grade (54/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Staked USDai uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from USD.AI on-chain reserve index; GPU collateral self-disclosed; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Staked USDai (sUSDai) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg USDai-denominated NAV.
Variant Relationship
Staked USDai (sUSDai) is modeled as a strategy vault variant of USD.AI (USDai). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
AI summary / Updated Sep 27, 2026
sUSDai is USD.AI's yield-bearing vault share, with a net asset value combining unallocated USDai and GPU-backed lending positions. Its share price reflects portfolio value rather than a fixed dollar redemption promise. Deploying funds into lending can burn the underlying USDai to release PYUSD while preserving the loan exposure in the vault's assets. That movement can reduce base USDai supply without an equivalent fall in protocol value.
AI summary · drafted by gpt-6-astra · facts as of Sep 27, 2026
Sources: USD.AI technical protocol overview, USD.AI protocol TVL and loan deployment breakdown, and USD.AI reserve index
- Collateral
- Yield-bearing USD.AI position backed by a mixed reserve stack that currently pairs a large PYUSD liquid sleeve with GPU-backed infrastructure loans financing AI compute; current issuer materials describe value-warranty coverage on new GPU loans
- Peg Mechanism
- Stake USDai to receive sUSDai at the current share price. Unstaking enters a FIFO redemption queue processed in global 30-day epochs from available USDai; unfulfilled requests carry into later epochs, and holders cannot force immediate protocol liquidity.
- Jurisdiction
- Cayman Islands
- Proof Of Reserves
- Real-Time PoR by USD.AI on-chain reserve index; GPU collateral self-disclosed Reserve source
Next Actions
Exact bot target: /subscribe dews,depeg,safety susdai-usd-ai
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 27, 2026.
sUSDai quick answers
What is Staked USDai (sUSDai)?
sUSDai is USD.AI's staked USDai wrapper, earning yield from PYUSD and GPU-backed AI-compute loans, with cash-constrained exits in 30-day epochs. The static profile records its USDai-denominated NAV accounting mechanism as: Stake USDai to receive sUSDai at the current share price.
Is sUSDai safe?
sUSDai holds a C- Safety Score grade (54/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Staked USDai uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from USD.AI on-chain reserve index; GPU collateral self-disclosed; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs sUSDai?
Pharos classifies sUSDai backing as Real-World Asset Backed. Collateral, per the static profile: Yield-bearing USD.AI position backed by a mixed reserve stack that currently pairs a large PYUSD liquid sleeve with GPU-backed infrastructure loans financing AI compute; current issuer materials describe value-warranty coverage on new GPU loans Reserve evidence: Real-Time PoR from USD.AI on-chain reserve index; GPU collateral self-disclosed.
Can sUSDai be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for sUSDai, when applicable, appear in the dossier below.
