USD.AI (USDai) stablecoin analytics
USDai is USD.AI's non-yielding base dollar, backed 1:1 by PYUSD and separately stakeable into sUSDai for GPU-loan yield.
Static Profile
Static stablecoin profile
USD.AI (USDai) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
AI summary / Updated Jun 12, 2026
USDai is the non-yielding base token in USD.AI, and the important current detail is that Pharos metadata shows the base reserve as 100% PYUSD held by the USDai contract. USDC and USDT are deposit and exit currencies for users, not the assets currently sitting underneath the...
AI summary · drafted by gpt-5-codex · reviewed by Codex data review on Jun 12, 2026 · facts as of Jun 12, 2026
- Collateral
- PYUSD held by the canonical USDai contract on Arbitrum and reconciled 1:1 against canonical plus bridged USDai liabilities; GPU-loan DEAL exposure belongs to the separate sUSDai yield layer
- Peg Mechanism
- Users mint and redeem canonical USDai against PYUSD through the Arbitrum hub. Satellite USDai supply is tracked as bridgedSupply against the same PYUSD pool, while sUSDai separately deploys deposited USDai into GPU-backed credit strategies.
- Jurisdiction
- Cayman Islands
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
Snippet Answer
Is USDai safe?
Pharos does not mark USDai as absolutely safe. Static metadata says USD.AI uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety usdai-usd-ai
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Jun 12, 2026.
USDai quick answers
What is USD.AI (USDai)?
USDai is USD.AI's non-yielding base dollar, backed 1:1 by PYUSD and separately stakeable into sUSDai for GPU-loan yield. The static profile records its US Dollar peg mechanism as: Users mint and redeem canonical USDai against PYUSD through the Arbitrum hub. Satellite USDai supply is tracked as bridgedSupply against the same PYUSD pool, while sUSDai separately deploys deposited USDai into GPU-backed credit strategies.
Is USDai safe?
Pharos does not mark USDai as absolutely safe. Static metadata says USD.AI uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USDai?
Pharos classifies USDai backing as Crypto-Collateralized. Collateral, per the static profile: PYUSD held by the canonical USDai contract on Arbitrum and reconciled 1:1 against canonical plus bridged USDai liabilities; GPU-loan DEAL exposure belongs to the separate sUSDai yield layer Reserve evidence: live reserve feed configured.
Can USDai be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Live freeze and blacklist events for USDai, when applicable, appear in the dossier below.