Profile
XUSD profile facts
StraitsX XUSD (XUSD) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
Other coins using the XUSD ticker
- XUSD (XUSD) · Active · US Dollar. XUSD is BabelFish's Rootstock dollar token.
- Collateral
- USD cash and other MAS-permitted reserve assets, held on trust for token holders in segregated accounts at CIMB Bank Berhad Singapore Branch, DBS Bank, Standard Chartered Bank (Singapore), or other MAS-permitted financial institutions
- Peg mechanism
- Fiat-backed 1:1 mint and redeem: users deposit USD to a StraitsX-designated bank account to mint XUSD; redemption returns USD to a whitelisted beneficiary bank account within 5 business days; reserve assets held at 100%+ of circulating supply at all times per MAS SCS framework
- Jurisdiction
- Singapore / MAS / Major Payment Institution
- Proof of reserves
- Independent Audit by KK Yap & Associates Reserve source
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
XUSD quick answers
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What is StraitsX XUSD (XUSD)?
XUSD is StraitsX’s U.S. dollar stablecoin, redeemable 1:1 and backed by reserves held in segregated trust accounts at MAS-permitted financial institutions. The static profile records its US Dollar peg mechanism as: Fiat-backed 1:1 mint and redeem: users deposit USD to a StraitsX-designated bank account to mint XUSD; redemption returns USD to a whitelisted beneficiary bank account within 5 business days; reserve assets held at 100%+ of circulating supply at all times per MAS SCS framework.
Is XUSD safe?
As of Oct 24, 2026, Pharos grades XUSD B- (66/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That grade is in the Score's upper band, which does not rule out losses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs XUSD?
Pharos records XUSD's reserves as of Sep 30, 2026 as 100% USD cash. Reserve evidence: Independent Audit by KK Yap & Associates, latest period ending Sep 30, 2026. Pharos classifies the backing as Real-World Asset Backed.
Can XUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for XUSD, when applicable, appear in the live dossier on this page.
How do you redeem XUSD?
Under the route Pharos reviewed on Mar 23, 2026, customers the issuer has verified can redeem XUSD for a single stable asset, such as cash or a stablecoin. Settlement takes multiple days. The fee is variable or not fully published. Whether a given holder qualifies is set by the route's own terms, not by this summary.
