Profile
EURAU profile facts
AllUnity EUR (EURAU) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg Euro.
- Collateral
- Euro-denominated reserves held in segregated accounts at EU CRR credit institutions under a multi-bank full-reserve model; the whitepaper permits EUR cash and highly liquid financial instruments
- Peg mechanism
- Direct 1:1 EUR redemption through AllUnity, subject to KYC/AML and bank-account checks. For other EMT holders, the policy aims to complete the process within five business days once all required documentation is received and verified; issuer redemption fees are zero, but network fees remain.
- Jurisdiction
- Germany / BaFin / EMI (MiCA)
- Proof of reserves
- Self-Reported PoR Reserve source
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
EURAU quick answers
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What is AllUnity EUR (EURAU)?
EURAU is AllUnity's MiCA-licensed euro stablecoin, redeemable 1:1 against EUR held in full-reserve, segregated accounts at EU credit institutions. The static profile records its Euro peg mechanism as: Direct 1:1 EUR redemption through AllUnity, subject to KYC/AML and bank-account checks.
Is EURAU safe?
As of Oct 24, 2026, Pharos grades EURAU C (58/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs EURAU?
Pharos records EURAU's reserves as of Sep 16, 2026 as 100% EUR bank reserves at EU CRR credit institutions. Reserve evidence: Self-Reported PoR. Pharos classifies the backing as Real-World Asset Backed.
Can EURAU be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded.
How do you redeem EURAU?
Under the route Pharos reviewed on Mar 23, 2026, customers the issuer has verified can redeem EURAU for a single stable asset, such as cash or a stablecoin. Settlement is same-day. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
