Profile
eUSD profile facts
eUSD (eUSD) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
Other coins using the eUSD ticker
- Electronic Dollar (EUSD) · Active · US Dollar. EUSD is a Reserve Protocol RToken backed by yield-bearing Aave.
- Collateral
- Cash and high-quality liquid dollar reserves managed by Telcoin Digital Asset Bank for the eUSD issued token
- Peg mechanism
- Bank-issued dollar token; 1:1 mint/redeem for KYC-verified U.S.-resident TDAB accounts
- Jurisdiction
- United States / Nebraska Department of Banking and Finance / Digital Asset Depository Institution
- Proof of reserves
- No proof-of-reserves entry in the static profile.
Source: Pharos registry profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier on this page.
eUSD quick answers
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What is eUSD?
eUSD is Telcoin Digital Asset Bank's dollar stablecoin under a Nebraska charter; 1:1 mint/redeem requires a KYC-verified U.S.-resident TDAB account. The static profile records its US Dollar peg mechanism as: Bank-issued dollar token; 1:1 mint/redeem for KYC-verified U.S.-resident TDAB accounts.
Is eUSD safe?
As of Nov 8, 2026, Pharos grades eUSD C (57/100) on its Safety Score. Pharos's reviews record that the issuer or an admin can freeze individual holders' balances, and direct redemption is limited to customers the issuer has verified. That is a middle-band grade: it meets baseline expectations but carries meaningful weaknesses. The grade moves as reserve, redemption, peg and control evidence changes; the live Safety Score on this page shows the current reading.
What backs eUSD?
Pharos records eUSD's reserves as of Jul 28, 2026 as 100% U.S. dollar deposits, U.S. Treasury or federal agency obligations, and other NFIA-permitted assets. Reserve evidence: live reserve feed configured. Pharos classifies the backing as Real-World Asset Backed.
Can eUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded.
How do you redeem eUSD?
Under the route Pharos reviewed on May 5, 2026, customers the issuer has verified can redeem eUSD for a single stable asset, such as cash or a stablecoin. Settlement is same-day. The reviewed terms charge no percentage redemption fee. Whether a given holder qualifies is set by the route's own terms, not by this summary.
